Helping you find the right home.
What sets us apart in the market.
As one of the leading estate agencies in the local area, we see a wide range of new properties come through every week. Our team knows Greenford and the surrounding areas closely, helping you find homes that match your needs, your budget, and the way you actually want to live.

How we guide you to ownership.
Buying a home is a big step. We keep the process clear, practical, and straightforward from your first search to completion.

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FAQs
Questions about buying? We’ve heard them all and we have the answers.
How much deposit do I need to buy a property?
For residential purchases, most buyers typically require a deposit of around 5–10% of the purchase price, although a larger deposit may provide access to more competitive mortgage products and rates.
For buy-to-let purchases, lenders will usually require a higher deposit, commonly
around 25%, depending on the lender and individual circumstances.How is affordability assessed for a mortgage?
For residential mortgages, lenders assess your affordability based on your income, regular outgoings, credit history and financial commitments. For buy-to-let mortgages, lending is usually based more heavily on the expected rental income from the property, along with deposit size and lender criteria.
What is a Mortgage Agreement in Principle (AIP)?
A Mortgage Agreement in Principle (AIP) is a document from a lender indicating how much you may be able to borrow based on an initial financial assessment. It is not a formal mortgage offer but shows you are in a strong position to proceed.
Can a seller accept another offer after I have made mine?
Yes. Until contracts are exchanged, a property is not legally sold, which means a seller can still accept another offer during this stage.
This is sometimes referred to as gazumping, where a higher offer is accepted after an offer has already been agreed.While this is legally possible, at SAB Estates we encourage all parties to act in good faith once an offer has been accepted, and we work closely with both buyers and sellers to progress transactions as smoothly and fairly as possible.
Once contracts are exchanged, the agreement becomes legally binding and neither party can withdraw without consequences.
What happens after my offer is accepted?
Once your offer is accepted, the property is marked as under offer and the legal process begins. This includes instructing solicitors, arranging your mortgage if required, and progressing towards exchange and completion.
What additional costs should I expect when buying a property?
In addition to the purchase price, buyers should budget for legal fees, mortgage
arrangement fees, survey costs, moving costs and Stamp Duty Land Tax where
applicable.Is a property survey required when buying a home?
A survey is not a legal requirement, but many buyers choose to have one carried out for peace of mind regarding the condition of the property. Different levels of surveys are available depending on the level of detail required.
Do I need a Mortgage Agreement in Principle before viewing properties?
It is not essential, but having an AIP in place is strongly recommended. It shows sellers you are a serious buyer and can strengthen your position when making an offer.
What is the difference between exchange and completion?
Exchange of contracts is the stage where the purchase becomes legally binding.
Completion is when ownership officially transfers and the buyer receives the keys to the property.How long does it take to buy a property in the UK?
On average, the buying process takes around 8–12 weeks from offer acceptance to completion. However, this can vary significantly depending on mortgage approval, legal work, and whether there is a property chain involved.
What does “under offer” mean?
Under offer means the seller has accepted an offer and the transaction is progressing through the legal process. However, the sale is still subject to contract until exchange of contracts takes place.
What is a property chain?
A property chain is a sequence of linked transactions where each sale depends on another completing. Chains can sometimes affect timescales and increase the risk of delays.
Can SAB Estates recommend solicitors or mortgage advisors?
Yes. We can recommend experienced local solicitors and mortgage advisors if required. However, there is no obligation to use any recommended services.
Which areas do SAB Estates cover?
We are based in Greenford and primarily cover Greenford, Northolt, Southall, Hayes and surrounding West London areas, while also assisting clients further afield depending on requirements.
Can I negotiate on the asking price of a property?
Yes. Most properties are open to negotiation depending on market conditions, demand, and the strength of your position as a buyer.
What causes delays or fall-throughs in property purchases?
Common causes include mortgage delays, property chains, survey issues, legal
enquiries and slow communication between parties. Being well-prepared and
responsive can help reduce the risk of delays.
Still Have Questions?
Call, email, or visit us in Greenford. We’re here to help.
Got a question? Send us an email.
Phone
Speak to one of our experts now.
+44 (0) 208 575 2929
Office
Let’s talk about your property today.
236-238 Ruislip Rd, Greenford UB6 9RS
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